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Medicare Advantage Plans in Oregon 2027: Carriers, Exits and County Options

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 13, 2026

Oregon’s Medicare Advantage market is changing more than most for 2027. CMS’s 2027 plan data lists 95 individual Medicare Advantage plans from 14 carriers, including Kaiser Permanente, Regence, PacificSource, ATRIO, Devoted, Humana and UnitedHealthcare.

Two big changes hit Oregon this year: Providence Health Plan is leaving Medicare Advantage entirely, and Regence is pulling out of southern Oregon. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

Key Takeaway

If you’re in a Providence plan, or a Regence plan in Jackson, Josephine or Douglas County, you need to choose a new plan for 2027. Your coverage continues through December 31, 2026.

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Oregon Medicare Advantage carriers by plan count for 2027: Devoted 23, ATRIO 15, Humana 12, UnitedHealthcare 9, Regence 8, Wellcare 8, PacificSource 5, Kaiser Permanente 4

Oregon Medicare Advantage at a Glance for 2027

Oregon 2027
Individual Medicare Advantage plans 95
Medicare Advantage carriers 14
PPO plans 40
HMO and HMO-POS plans 55
Special needs plans (included above) 26
Average monthly MA premium (national) $12.00, down from $14.37

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) plans; CMS 2027 Medicare Advantage and Part D press release, September 28, 2026.

Your choices depend heavily on your county. Washington and Clackamas counties have 47 plan options each and Multnomah has 45, while Curry and Coos counties have just one plan each in CMS’s 2027 data. You still pay your Part B premium with any Medicare Advantage plan. For the national picture, see our guide to Medicare Advantage plans 2027.

What Changed in Oregon for 2027

Three changes matter most for Oregon Medicare Advantage shoppers this year:

Providence is leaving

Providence Health Plan exits Medicare Advantage entirely for 2027, including its 6 Oregon counties, as part of a full health plan shutdown. See our Providence Medicare Advantage guide.

Regence leaves southern Oregon

Regence BlueCross BlueShield of Oregon is leaving Medicare Advantage in Jackson, Josephine and Douglas counties, affecting about 12,000 people. Regence plans continue in 8 Willamette Valley and Portland-area counties.

SCAN enters Oregon

SCAN Health Plan adds Oregon for 2027 with Springs Advantage and Springs Together, institutional special needs plans tied to The Springs Living.

Good to know: If your plan is ending, you get a Special Enrollment Period and may have a guaranteed issue right to buy certain Medigap plans, generally within 63 days after your coverage ends. See what happens when a plan ends.

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Oregon Medicare Advantage carriers by plan count for 2027: Devoted 23, ATRIO 15, Humana 12, UnitedHealthcare 9, Regence 8, Wellcare 8, PacificSource 5, Kaiser Permanente 4

Oregon Medicare Advantage Carriers for 2027

These carriers sell individual Medicare Advantage plans in Oregon for 2027. Not every carrier is available in every county:

Carrier What to Know for 2027
Devoted Health The most plan options in Oregon, with 23 HMO and PPO plans in up to 19 counties, including chronic care and giveback plans. See our Devoted guide.
ATRIO Health Plans 15 PPO and special needs plans, including Choice Rx, Prime Rx and Freedom PPOs, in up to 11 counties.
Humana PPO and HMO plans in up to 13 counties, including HumanaChoice PPO and the USAA Honor Giveback PPO. See our Humana guide.
UnitedHealthcare PPO and HMO-POS plans in up to 13 counties, plus special needs plans. See our UnitedHealthcare guide.
Regence BlueCross BlueShield of Oregon MedAdvantage + Rx and Valiance PPOs in 8 counties, including Multnomah, Washington, Clackamas, Marion and Lane. See our Regence guide.
Wellcare PPO and HMO-POS plans in up to 11 counties, including Coos County. See our Wellcare guide.
PacificSource Medicare Five HMO-POS and dual-eligible plans, including Cascade Premier Rx and Cascade Classic Rx, in up to 10 counties.
Kaiser Permanente Senior Advantage HMO-POS plans in 10 Portland-area and Willamette Valley counties. See our Kaiser guide.
Aetna Medicare Elite and Eagle HMO plans in up to 7 counties, including Jackson and Josephine. See our Aetna guide.
AgeRight, SCAN, AllCare, CareOregon and Samaritan Mostly special needs plans for people with Medicaid, chronic conditions or long-term care needs, in select counties.

Sources: CMS 2027 Plan Benefit Package and service area data; carrier announcements and news reports.

Oregon Medicare Advantage Options by County

Plan counts vary widely across Oregon. These are the counties with the most and fewest individual plan options in CMS’s 2027 data:

Most choices

Washington and Clackamas (47 plans each), Multnomah (45), Lane and Yamhill (36 each), Marion and Columbia (33 each).

Fewest choices

Curry and Coos (1 plan each), Jefferson and Deschutes (4 each), and Baker, Morrow and Wallowa (5 each).

Good to know: In southern Oregon, Regence’s exit leaves Jackson County with 6 carriers and Douglas County with 3. Compare carefully if you’re switching from Regence.

What Oregon Medicare Advantage Plans May Include

Benefits depend on the plan and county, but Oregon Medicare Advantage plans may include:

May include

✔

PPO plans from Regence, ATRIO, Humana, UnitedHealthcare, Wellcare and Devoted. Oregon has 40 individual PPO plans for 2027. See our guide to Medicare Advantage PPO plans.
✔

Giveback plans from Devoted, Humana and Wellcare, which may lower your Part B premium.
✔

Prescription drug coverage, with Part D out-of-pocket costs capped at $2,400 in 2027.
✔

Dental, vision and hearing benefits on many plans.
✔

Special needs plans for people with Medicaid, chronic conditions or long-term care needs. See our guide to Medicare Advantage special needs plans.

Good to know: Not all plans offer all benefits. Check each plan’s 2027 Summary of Benefits for exact premiums, copays and out-of-pocket limits.

Before You Enroll: Oregon 2027 Checklist

Your Oregon checklist

1

Confirm your county. Portland-area counties have far more choices than coastal and eastern Oregon.
2

Check whether your plan is ending. Providence members, and Regence members in Jackson, Josephine and Douglas counties, need a new plan.
3

Check your doctors and hospitals. Make sure they’re in the plan’s network.
4

Run your prescriptions. Drug costs can vary widely between plans.
5

Read your Annual Notice of Change. Benefits, copays and networks can change each year.
6

Mark the dates. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.

Free help: For free, unbiased counseling, Oregon residents can contact SHIBA, the Senior Health Insurance Benefits Assistance program.

Find 2027 Medicare Advantage Plans in Your Oregon County

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Medicare Advantage Plans in Oregon 2027 — Frequently Asked Questions

➤ How many Medicare Advantage plans are in Oregon for 2027?

CMS’s 2027 plan data lists 95 individual Medicare Advantage plans in Oregon from 14 carriers. The number available to you depends on your county.

➤ Which companies sell Medicare Advantage plans in Oregon?

Devoted Health, ATRIO Health Plans, Humana, UnitedHealthcare, Regence, Wellcare, PacificSource, Kaiser Permanente and Aetna all sell Oregon plans for 2027, along with AgeRight, SCAN, AllCare, CareOregon and Samaritan special needs plans.

➤ Is Providence leaving Medicare Advantage in Oregon?

Yes. Providence Health Plan is exiting Medicare Advantage entirely for 2027 as part of a full health plan shutdown. Members keep coverage through December 31, 2026, and need to choose a new plan.

➤ Is Regence leaving Medicare Advantage in southern Oregon?

Yes. Regence BlueCross BlueShield of Oregon is leaving Medicare Advantage in Jackson, Josephine and Douglas counties for 2027, affecting about 12,000 people. Regence plans continue in 8 other Oregon counties.

➤ What is the best Medicare Advantage plan in Oregon?

It depends on your county, doctors and prescriptions. Start with the plans your doctors accept, then compare premiums, drug costs and out-of-pocket limits by ZIP code.

➤ Is Kaiser Permanente available in Oregon for 2027?

Yes. Kaiser Permanente sells Senior Advantage HMO-POS plans in 10 Portland-area and Willamette Valley counties for 2027.

➤ Are there Medicare Advantage PPO plans in Oregon?

Yes. Oregon has 40 individual PPO plans for 2027 from carriers including Regence, ATRIO, Humana, UnitedHealthcare, Wellcare and Devoted.

➤ Can I get a Medicare Advantage plan with Medicaid in Oregon?

Yes. Several carriers, including PacificSource, CareOregon, AllCare, Samaritan, ATRIO and Wellcare, offer dual-eligible special needs plans in parts of Oregon.

➤ Where can I get free Medicare help in Oregon?

Oregon residents can contact SHIBA, the Senior Health Insurance Benefits Assistance program, for free, unbiased Medicare counseling. You can also call 1-800-MEDICARE.

➤ When can I enroll in a Medicare Advantage plan in Oregon for 2027?

Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you’re already in a Medicare Advantage plan, you can also make one change from January 1 to March 31, 2027.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195 (TTY 711), Mon–Fri 8am–9pm EST.

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