➤ How many Medicare Advantage plans are in Michigan for 2027?
CMS’s 2027 landscape data shows 181 Medicare Advantage plans in Michigan, down from 192 in 2026. The number available to you depends on your county.
➤ What is the average Medicare Advantage premium in Michigan for 2027?
The average monthly Medicare Advantage premium in Michigan is $16.21 for 2027, up from $14.88 in 2026. The national average fell to $12.00. Many Michigan plans still have a $0 premium, and you still pay your Part B premium.
➤ What is the best Medicare Advantage plan in Michigan?
It depends on your county, doctors and prescriptions. By star rating, Blue Cross Blue Shield of Michigan and Blue Care Network each earned 4.5 stars for 2027, and HAP’s main contract earned 4 stars. Compare plans in your ZIP code before you decide.
➤ What is the Blue Cross Blue Shield of Michigan star rating for 2027?
Blue Cross Blue Shield of Michigan’s Medicare Plus Blue contract and Blue Care Network’s BCN Advantage contract each earned 4.5 stars for 2027, well above the national average of 3.99.
➤ What is the HAP star rating for 2027?
HAP of Michigan earned 4 stars for 2027, and HAP’s Alliance Health and Life contract earned 3.5 stars. HAP is part of Henry Ford Health and has expanded its network across the Lower Peninsula.
➤ Which companies offer Medicare Advantage in Michigan?
Carriers selling Michigan Medicare Advantage plans for 2027 include Blue Cross Blue Shield of Michigan, Blue Care Network, HAP, Humana, UnitedHealthcare, Aetna, Priority Health, Devoted Health, Zing Health, Wellcare, Molina, McLaren and Trinity Health.
➤ What is the difference between Medicare Plus Blue and BCN Advantage?
Medicare Plus Blue is Blue Cross Blue Shield of Michigan’s PPO line, which can cover out-of-network care. BCN Advantage is Blue Care Network’s HMO line, which generally uses a set network and a primary care doctor. Both earned 4.5 stars for 2027.
➤ Are there $0 premium Medicare Advantage plans in Michigan?
Yes, in many counties. Michigan’s average premium is rising, but that average includes plans with premiums. Compare total costs, including copays and the out-of-pocket maximum, not just the premium.
➤ Where can I get free Medicare help in Michigan?
MMAP, Michigan’s Medicare/Medicaid Assistance Program, offers free, unbiased Medicare counseling. You can also compare plans by ZIP code online or call 1-800-MEDICARE.
➤ When can I enroll in a Medicare Advantage plan in Michigan for 2027?
Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you’re already in a Medicare Advantage plan, you can also make one change from January 1 to March 31, 2027.
