➤ Is HAP a Medicare Advantage plan?
Yes. HAP, owned by Henry Ford Health, sells Medicare Advantage HMO, HMO-POS, PPO and Dual Special Needs Plans in Michigan. When you join, HAP replaces Original Medicare for your hospital and medical coverage, and you keep paying your Part B premium.
➤ Is HAP a good Medicare Advantage plan?
HAP is one of the stronger options in Michigan, with 4-star ratings for both its HMO and PPO plans for 2026 and a growing membership. Whether it is right for you depends on your doctors, drugs and county, so compare its 2027 plans side by side with others.
➤ Is HAP leaving Medicare Advantage in 2027?
No. HAP grew its Medicare Advantage membership 45.8% to 132,566 members in the year to June 30, 2026, and expanded its network across the entire Lower Peninsula. Its president has said HAP is not going to be in and out of counties.
➤ What star rating does HAP have?
HAP reports 4 out of 5 stars for both its Medicare Advantage HMO and PPO plans for 2026. CMS publishes new ratings each October, so check the 2027 rating for your exact plan on Medicare Plan Finder.
➤ Is HAP Senior Plus a Medicare Advantage plan?
Yes. HAP Senior Plus is one of HAP’s Medicare Advantage plan families, offered as an HMO-POS and as a PPO in Michigan. Plan details, premiums and benefits vary by county, so confirm what is offered in your ZIP code for 2027.
➤ What HAP Medicare Advantage plans are available?
HAP’s lineup has included HMO plans such as HAP Medicare Connect and HAP Medicare Superior, PPO plans such as HAP Medicare Prime and HAP Medicare Explore, and Dual Special Needs Plans. The 2027 lineup varies by county, so enter your ZIP code to see current plans.
➤ Where does HAP offer Medicare Advantage plans?
HAP sells only in Michigan, and its Medicare Advantage network now covers the entire Lower Peninsula, with about 96% of providers in network. Availability of each plan varies by county, so check your ZIP code, especially in the Upper Peninsula.
➤ Who owns HAP?
HAP (Health Alliance Plan) is owned by Henry Ford Health, the Detroit-based health system. That integration is why many HAP plans are built around Henry Ford Health doctors and hospitals, alongside a wider network across the Lower Peninsula.
➤ Does HAP include prescription drug coverage?
Most HAP Medicare Advantage plans include Part D drug coverage. For 2027 the maximum Part D deductible is $700 and covered drug costs are capped at $2,400 a year, so check that your prescriptions are on the plan’s drug list and at what tier.
➤ When can I enroll in an HAP plan for 2027?
Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you are already in Medicare Advantage, you can make one more change from January 1 to March 31, 2027.
