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Medicare Advantage Plans in Arizona 2027: Carriers, Costs and Star Ratings

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 12, 2026

Arizona is gaining Medicare Advantage options for 2027. CMS’s 2027 landscape data shows 148 Medicare Advantage plans in Arizona, up from 133 in 2026, and the average monthly premium fell from $4.47 to $2.81, one of the lowest in the country.

The biggest shift is in star ratings: AZ Blue, Blue Cross Blue Shield of Arizona, dropped from 4.5 stars to 3.5 stars for 2027, while Devoted Health offers more Arizona plans than any other carrier. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

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Medicare Advantage plans in Arizona 2027 overview: 148 plans, average premium $2.81, AZ Blue 3.5 stars, Devoted most plan options

Arizona Medicare Advantage at a Glance for 2027

Arizona 2026 2027
Medicare Advantage plans offered 133 148
Average monthly MA premium (Arizona) $4.47 $2.81
Average monthly MA premium (national) $14.37 $12.00

Source: CMS 2027 Medicare Advantage and Part D Landscape state fact sheets and press release, September 28, 2026.

Arizona’s average premium is far below the national average, and many Arizona plans have a $0 premium. You still pay your Part B premium with any Medicare Advantage plan. For the national picture, see our guide to Medicare Advantage plans 2027.

What Changed in Arizona for 2027

Three changes matter most for Arizona Medicare Advantage shoppers this year:

✔

AZ Blue dropped to 3.5 stars. Blue Cross Blue Shield of Arizona’s Medicare Advantage plans earned 4.5 stars for 2026 but 3.5 stars for 2027. AZ Blue sells its Medicare Advantage plans in Maricopa, Pima and Pinal counties.

✔

Devoted Health has the most plans. Devoted offers more Arizona plan options than any other carrier for 2027, in 10 counties including Maricopa, Pima, Pinal, Yavapai and Yuma. Its Arizona plan contract earned 4 stars. See our guide to Devoted Medicare Advantage plans.

✔

More plans, lower premiums. Arizona gained 15 plans for 2027 while the national plan count dipped slightly, and the average premium dropped to $2.81 a month.

Current members should still read their Annual Notice of Change, since benefits, copays and networks can change from year to year.

Comparing plans in a neighboring state? See our guide to Medicare Advantage plans in Colorado, where the average 2027 premium fell to $9.10.

Compare 2027 Medicare Advantage Plans in Arizona

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Live in Arizona? See our guide to Medicare Advantage plans in Arizona for 2027, including 148 plans, an average premium of $2.81 and the carriers in each county.

Arizona Medicare Advantage Carriers and Star Ratings

These carriers sell individual Medicare Advantage plans in Arizona for 2027. Not every carrier is available in every county:

Carrier What to Know for 2027
Devoted Health The most plan options in Arizona for 2027, in 10 counties. 4 stars on its Arizona plan contract and 3.5 stars on its insurance contract.
UnitedHealthcare Plans in all 15 Arizona counties.
Humana Plans in all 15 Arizona counties. Humana reports 95% of its members are in 4+ star plans for 2027.
Wellpoint Elevance Health brand with plans in Maricopa, Pima, Pinal and Santa Cruz counties.
SCAN Health Plan Plans in Maricopa, Pima and Pinal counties.
Alignment Health Plans in Maricopa, Pima and Santa Cruz counties.
Aetna Medicare Plans in Maricopa, Pima and Pinal counties.
AZ Blue (Blue Cross Blue Shield of Arizona) Plans in Maricopa, Pima and Pinal counties. 3.5 stars for 2027, down from 4.5 stars for 2026.
Banner Medicare Advantage Banner Health’s plans, in 10 counties including Maricopa, Pima and Yuma.
HealthSpring, Wellcare, Mercy Care, eternalHealth, Verda Health, Gold Kidney and Molina Plans in select Arizona counties, including several special needs plans.

Sources: CMS 2027 Plan Benefit Package and service area data; CMS 2027 Star Ratings; carrier announcements.

The national average star rating for 2027 is 3.99. Learn more in our guides to UnitedHealthcare, Humana, SCAN, Alignment Health and Aetna Medicare Advantage plans, or see every carrier in our 2027 Medicare Advantage star ratings.

What Arizona Medicare Advantage Plans May Include

Benefits depend on the plan and county, but Arizona Medicare Advantage plans may include:

✔

$0 monthly premium plans in many counties. You still pay your Part B premium.

✔

HMO and PPO plans, with the widest choice in the Phoenix and Tucson areas. See our guide to Medicare Advantage PPO plans.

✔

Prescription drug coverage, with Part D out-of-pocket costs capped at $2,400 in 2027.

✔

Dental, vision and hearing benefits on many plans.

✔

Special needs plans for people with Medicaid (AHCCCS) or chronic conditions. See our guide to Medicare Advantage special needs plans.

Not all plans offer all benefits. Check each plan’s 2027 Summary of Benefits for exact premiums, copays and out-of-pocket limits.

Before You Enroll: Arizona 2027 Checklist

1

Confirm your county. Phoenix and Tucson have far more choices than rural counties like Apache, Mohave and Navajo.

2

Check your star rating. AZ Blue members should know their plan dropped to 3.5 stars for 2027.

3

Check your doctors and hospitals. Banner Health and other Arizona hospital systems work with different plans.

4

Run your prescriptions. Drug costs can vary widely between plans.

5

Read your Annual Notice of Change. It lists every change to your current plan.

6

Mark the dates. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.

For free, unbiased counseling, Arizona residents can also contact the Arizona State Health Insurance Assistance Program (SHIP).

Find 2027 Medicare Advantage Plans in Your Arizona County

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Medicare Advantage Plans in Arizona 2027 — Frequently Asked Questions

➤ How many Medicare Advantage plans are in Arizona for 2027?

CMS’s 2027 landscape data shows 148 Medicare Advantage plans in Arizona, up from 133 in 2026. The number available to you depends on your county.

➤ What is the average Medicare Advantage premium in Arizona for 2027?

The average monthly Medicare Advantage premium in Arizona is $2.81 for 2027, down from $4.47 in 2026 and far below the national average of $12.00. You still pay your Part B premium.

➤ What is the best Medicare Advantage plan in Arizona?

It depends on your county, doctors and prescriptions. By star rating, Devoted Health’s Arizona plan contract earned 4 stars for 2027, and Humana reports 95% of its members are in 4+ star plans. Compare plans in your ZIP code before you decide.

➤ What is the AZ Blue star rating for 2027?

Blue Cross Blue Shield of Arizona, known as AZ Blue, earned 3.5 stars for 2027, down from 4.5 stars for 2026. The national average for 2027 is 3.99.

➤ Which companies offer Medicare Advantage in Arizona?

Carriers selling Arizona Medicare Advantage plans for 2027 include Devoted Health, UnitedHealthcare, Humana, Wellpoint, SCAN, Alignment Health, Aetna, AZ Blue, Banner Medicare Advantage, HealthSpring, Wellcare, Mercy Care and several smaller plans.

➤ Are there $0 premium Medicare Advantage plans in Arizona?

Yes, in many counties. Arizona’s average premium of $2.81 is one of the lowest in the country. Compare total costs, including copays and the out-of-pocket maximum, not just the premium.

➤ What Medicare Advantage plans are available in rural Arizona?

UnitedHealthcare and Humana sell plans in all 15 Arizona counties. Rural counties such as Apache, Mohave and Navajo have far fewer choices than the Phoenix and Tucson areas, so check your county.

➤ Is Banner Medicare Advantage available in Arizona for 2027?

Yes. CMS’s 2027 data lists Banner Medicare Advantage plans in 10 Arizona counties, including Maricopa, Pima and Yuma.

➤ Where can I get free Medicare help in Arizona?

The Arizona State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling. You can also compare plans by ZIP code online or call 1-800-MEDICARE.

➤ When can I enroll in a Medicare Advantage plan in Arizona for 2027?

Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you’re already in a Medicare Advantage plan, you can also make one change from January 1 to March 31, 2027.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195 (TTY 711), Mon–Fri 8am–9pm EST.

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