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Medicare Advantage Plans in New Mexico 2027: Carriers, Counties and Three Local Plans Pulling Back

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated November 4, 2026

New Mexico is one of the hardest-hit Medicare Advantage states for 2027. Three New Mexico-rooted insurers are pulling back at once: CHRISTUS Health Plan exits, while Presbyterian and Blue Cross and Blue Shield of New Mexico drop most of their plans. About 30,000 Presbyterian members alone will need new coverage.

For 2027, CMS’s plan data lists 61 individual Medicare Advantage plans from 7 companies across all 33 New Mexico counties. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

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Medicare Advantage plans in New Mexico 2027 overview: ma plans in new mexico 61 (individual plans from 7 companies), ppo plans 36 (more than any other plan type), unitedhealthcare plans 30 (in all 33 counties), presbyterian members 30,000 (losing their plan for 2027)

New Mexico 2027 Medicare Advantage Plan Types

Here is how New Mexico’s 2027 individual Medicare Advantage plans break down by plan type:

Plan Type 2027 Plans in New Mexico What It Means
PPO 36 You can see out-of-network providers, usually at a higher cost
HMO 20 You generally use the plan’s network and a primary care doctor
HMO-POS 5 HMO network with some out-of-network coverage
Special needs plans (included above) 22 10 dual plans and 12 chronic condition plans
Part B giveback plans (included above) 9 Plans from Devoted, UHC and Humana that may lower your Part B premium

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) Medicare Advantage plans.

Bernalillo County has the most choices, with 36 plans, followed by Sandoval, Santa Fe and Torrance. Union County has the fewest, with 11. Learn how the plan types differ in our guide to Medicare Advantage plans for 2027.

2027 Changes New Mexico Shoppers Should Know

These are the biggest changes for New Mexico Medicare Advantage shoppers this year:

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CHRISTUS is leaving. CHRISTUS Health Plan exits Medicare Advantage in its 8 New Mexico counties for 2027, according to Becker’s.

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Presbyterian is cutting back. Presbyterian is discontinuing 4 of its 5 Medicare Advantage plans, affecting about 30,000 members, and keeping only its Presbyterian Dual Plus plan for people with Medicare and Medicaid.

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Blue Cross is shrinking. Blue Cross and Blue Shield of New Mexico confirmed to Searchlight New Mexico that it keeps one general Medicare Advantage HMO, in Bernalillo, Sandoval, Torrance and Valencia counties, plus its dual plans.

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UnitedHealthcare, Humana and Devoted remain. UnitedHealthcare has 30 plans in all 33 counties, Humana 12 and Devoted Health 11.

Nationally, CMS projects the average Medicare Advantage premium will fall to $12.00 a month for 2027, from $14.37 in 2026. Part D out-of-pocket drug costs are capped at $2,400 in 2027.

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New Mexico Medicare Advantage carriers 2027 by plan count: UnitedHealthcare 30, Humana 12, Devoted Health 11, Blue Cross and Blue Shield of New Mexico 3, Presbyterian Health Plan 3, Molina Healthcare 1, HealthSpring 1

Insurance Companies Offering New Mexico Medicare Advantage Plans

These are the companies selling individual Medicare Advantage plans in New Mexico for 2027:

Carrier 2027 Plans Counties Plan Names to Know
UnitedHealthcare 30 33 UHC Medicare Advantage, UHC Dual Complete, UHC Complete Care Support
Humana 12 28 HumanaChoice, Humana Gold Plus – Diabetes and Heart, Humana Gold Plus
Devoted Health 11 13 Devoted Core, Devoted Giveback, Devoted C-SNP Enhanced
Blue Cross and Blue Shield of New Mexico 3 33 Blue Cross Medicare Advantage Basic, Blue Cross Medicare Advantage Dual Care Plus, Blue Cross Medicare Advantage Dual Care
Presbyterian Health Plan 3 33 Presbyterian Dual Plus
Molina Healthcare 1 33 Molina Medicare Complete Care
HealthSpring 1 5 HealthSpring Preferred

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) plans. Plan counts include special needs plans.

Presbyterian and Blue Cross and Blue Shield of New Mexico are New Mexico-based plans, and both are keeping their dual plans for people with Medicare and Turquoise Care. Bernalillo and Sandoval counties have the most choices, while Harding, Otero and Union counties have 11 plans each. Read more in our guides to UnitedHealthcare Medicare Advantage plans, Humana Medicare Advantage plans, Devoted Medicare Advantage plans and HealthSpring Medicare Advantage plans.

Flexible PPO Plans and Giveback Plans in New Mexico

If you want flexibility to see doctors outside a network, New Mexico has these options for 2027:

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36 PPO plans from UnitedHealthcare and Humana.

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9 Part B giveback plans that may lower your Part B premium, from Devoted, UnitedHealthcare and Humana.

Learn more in our guide to Medicare Advantage PPO plans.

Medicare Advantage for Dual-Eligible and Chronic-Condition Members in New Mexico

New Mexico has 22 special needs plans for 2027, built for people who qualify through Medicaid, a chronic condition or nursing home care:

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Dual plans (D-SNPs) for people with Medicare and Turquoise Care (New Mexico Medicaid) come from UnitedHealthcare, Presbyterian, BCBS New Mexico and Molina.

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Chronic condition plans (C-SNPs) come from Devoted, UnitedHealthcare and Humana.

Learn more in our guide to Medicare Advantage special needs plans.

What You May Get With a New Mexico Medicare Advantage Plan

Benefits depend on the plan and county, but New Mexico Medicare Advantage plans may include:

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Prescription drug coverage, with Part D out-of-pocket costs capped at $2,400 in 2027.

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Dental, vision and hearing benefits in many plans.

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Part B premium reductions in giveback plans, where offered.

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Fitness and over-the-counter allowances in some plans.

Not all plans offer all benefits, so check each plan’s 2027 Summary of Benefits before you enroll.

Steps to Compare New Mexico Medicare Advantage Plans

1

If your CHRISTUS, Presbyterian or Blue Cross plan is ending, act now. Pick new coverage during Annual Enrollment so you’re covered January 1.

2

Check your doctors and hospitals in each plan’s network, including Presbyterian, UNM Health, Lovelace and CHRISTUS St. Vincent.

3

Run your prescriptions through each plan’s 2027 drug list.

4

Compare out-of-pocket maximums and hospital copays, not just premiums.

5

Check the star rating. See the 2027 Medicare Advantage star ratings.

6

Enroll on time. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.

Compare 2027 Medicare Advantage Plans in New Mexico

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Medicare Advantage Plans in New Mexico — Frequently Asked Questions

➤ How many Medicare Advantage plans does New Mexico have in 2027?

CMS’s 2027 plan data lists 61 individual Medicare Advantage plans from 7 companies in New Mexico, including 22 special needs plans. Plans are available across all 33 New Mexico counties.

➤ Which Medicare Advantage carriers are in New Mexico in 2027?

UnitedHealthcare, Humana, Devoted Health, Blue Cross and Blue Shield of New Mexico, Presbyterian Health Plan, Molina Healthcare and HealthSpring sell individual Medicare Advantage plans in New Mexico for 2027.

➤ Is Presbyterian leaving Medicare Advantage in New Mexico?

Presbyterian is discontinuing 4 of its 5 Medicare Advantage plans for 2027, affecting about 30,000 members. It is keeping Presbyterian Dual Plus, its plan for people with both Medicare and Medicaid.

➤ Is CHRISTUS leaving Medicare Advantage in New Mexico?

Yes. Becker’s reports CHRISTUS Health Plan is exiting Medicare Advantage in its 8 New Mexico counties for 2027.

➤ Does Blue Cross and Blue Shield of New Mexico still sell Medicare Advantage for 2027?

Yes, but far fewer plans. It confirmed one general Medicare Advantage HMO with drug coverage in Bernalillo, Sandoval, Torrance and Valencia counties, plus its dual plans. CMS’s 2027 data lists 3 Blue Cross NM plans in New Mexico.

➤ Which companies sell PPO Medicare Advantage plans in New Mexico?

Yes. New Mexico has 36 PPO plans for 2027 from UnitedHealthcare and Humana.

➤ Who offers Part B giveback plans in New Mexico for 2027?

Yes. New Mexico has 9 Part B giveback plans for 2027 from Devoted Health, UnitedHealthcare and Humana. Availability depends on your county.

➤ Do Medicare Advantage choices vary by county in New Mexico?

Bernalillo County has the most choices, with 36 plans, followed by Sandoval, Santa Fe and Torrance. Union County has the fewest, with 11.

➤ Which companies offer dual special needs plans in New Mexico?

Yes. Dual special needs plans for people with Medicare and Turquoise Care (New Mexico Medicaid) come from UnitedHealthcare, Presbyterian Health Plan, Blue Cross and Blue Shield of New Mexico and Molina Healthcare.

➤ How long do I have to switch New Mexico Medicare Advantage plans for 2027?

Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you’re already in a Medicare Advantage plan, you can also make one change from January 1 to March 31, 2027.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-454-9051 (TTY 711), Mon–Fri 8am–9pm EST.

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