Medicare Advantage Plans in West Virginia 2027: Carriers, Peak Advantage and PPO Options

Peak Advantage keeps growing. Peak Health’s Medicare Advantage plans, launched by WVU Medicine and Marshall Health, cover 54 of West Virginia’s 55 counties in CMS’s 2027 data.

A new local option. Communicare Advantage appears in CMS’s 2027 plan data for West Virginia.

PPOs lead the market. 43 of the state’s 68 individual plans for 2027 are PPOs, from Humana, Highmark, Aetna, UnitedHealthcare, Peak Health and The Health Plan.

Statewide coverage. Every West Virginia county has Medicare Advantage plans for 2027, from 28 plans in Mineral County to 55 in Cabell and Kanawha.

43 PPO plans from Humana, Highmark BCBS, Aetna, UnitedHealthcare, Peak Health and The Health Plan.

6 Part B giveback plans that may lower your Part B premium, from Humana and Aetna.

1 private fee-for-service (PFFS) plan, which can work in rural areas with few network plans.

Dual plans (D-SNPs) for people with Medicare and West Virginia Medicaid come from Humana, Aetna, UnitedHealthcare, Wellpoint, The Health Plan, Highmark BCBS and Peak Health.

Chronic condition plans (C-SNPs) come from UnitedHealthcare.

Institutional plans (I-SNPs) for nursing home residents come from Communicare Advantage, Humana and West Virginia Senior Advantage.

Prescription drug coverage, with Part D out-of-pocket costs capped at $2,400 in 2027.

Dental, vision and hearing benefits in many plans.

Part B premium reductions in giveback plans, where offered.

Fitness and over-the-counter allowances in some plans.

Check your doctors and hospitals in each plan’s network, including WVU Medicine, Vandalia Health (CAMC and Mon Health) and Marshall Health Network.

Run your prescriptions through each plan’s 2027 drug list.

Compare out-of-pocket maximums and hospital copays, not just premiums.

Check the star rating. See the 2027 Medicare Advantage star ratings.

Enroll on time. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.