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Medicare Advantage Plans in Indiana 2027: Carriers, Costs and Star Ratings

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 12, 2026

Indiana is gaining Medicare Advantage options for 2027. CMS’s 2027 landscape data shows 140 Medicare Advantage plans in Indiana, up from 127 in 2026, and the average monthly premium fell from $13.22 to $9.27.

Humana, UnitedHealthcare and Indianapolis-based Anthem sell plans in all 92 Indiana counties, and Devoted Health now covers 70 counties. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

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Medicare Advantage plans in Indiana 2027 overview: 140 plans, average premium $9.27, three carriers in all 92 counties, Devoted in 70 counties

Indiana Medicare Advantage at a Glance for 2027

Indiana 2026 2027
Medicare Advantage plans offered 127 140
Average monthly MA premium (Indiana) $13.22 $9.27
Average monthly MA premium (national) $14.37 $12.00

Source: CMS 2027 Medicare Advantage and Part D Landscape state fact sheets and press release, September 28, 2026.

Indiana’s average premium is now below the national average, and many Indiana plans have a $0 premium. You still pay your Part B premium with any Medicare Advantage plan. For the national picture, see our guide to Medicare Advantage plans 2027.

What Changed in Indiana for 2027

Three changes matter most for Indiana Medicare Advantage shoppers this year:

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More plans, lower premiums. Indiana gained 13 plans for 2027, and the average premium dropped by almost $4 a month to $9.27.

✔

Three carriers cover the whole state. Humana, UnitedHealthcare and Anthem Blue Cross and Blue Shield sell plans in all 92 Indiana counties. Anthem’s parent company, Elevance Health, is based in Indianapolis. See our guide to Anthem Medicare Advantage plans.

✔

Devoted Health is now in 70 counties. Devoted offers more Indiana plan options than any carrier except Humana and Anthem, including chronic care plans. See our guide to Devoted Medicare Advantage plans.

Current members should still read their Annual Notice of Change, since benefits, copays and networks can change from year to year.

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Indiana Medicare Advantage carriers 2027 by number of plan options: Humana, Anthem, Devoted, UnitedHealthcare, Aetna, Zing, MyTruAdvantage

Indiana Medicare Advantage Carriers and Star Ratings

These carriers sell individual Medicare Advantage plans in Indiana for 2027. Not every carrier is available in every county:

Carrier What to Know for 2027
Humana The most plan options in Indiana, in all 92 counties. Humana reports 95% of its members are in 4+ star plans for 2027.
Anthem Blue Cross and Blue Shield Indiana’s home-state Blue plan, in all 92 counties.
UnitedHealthcare HMO and PPO plans in all 92 counties.
Devoted Health Plans in 70 counties, including Marion, Lake, Allen and St. Joseph.
Aetna Medicare Signature and Eagle plans in 53 counties.
Zing Health Plans in 13 counties around Indianapolis and Northwest Indiana.
MyTruAdvantage HMO and PPO plans in 34 Indiana counties.
Essence Healthcare Plans in 9 southern Indiana counties near Louisville.
Wellcare, Provider Partners, American Health Advantage and Communicare Plans in select Indiana counties, including several special needs plans.

Sources: CMS 2027 Plan Benefit Package and service area data; CMS 2027 Star Ratings; carrier announcements.

The national average star rating for 2027 is 3.99. Learn more in our guides to Humana, UnitedHealthcare, Aetna, Zing and Essence Medicare Advantage plans, or see every carrier in our 2027 Medicare Advantage star ratings.

What Indiana Medicare Advantage Plans May Include

Benefits depend on the plan and county, but Indiana Medicare Advantage plans may include:

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$0 monthly premium plans in many counties. You still pay your Part B premium.

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HMO and PPO plans, with the widest choice in the Indianapolis, Fort Wayne and Northwest Indiana areas. See our guide to Medicare Advantage PPO plans.

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Prescription drug coverage, with Part D out-of-pocket costs capped at $2,400 in 2027.

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Dental, vision and hearing benefits on many plans.

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Special needs plans for people with Medicaid or chronic conditions. See our guide to Medicare Advantage special needs plans.

Not all plans offer all benefits. Check each plan’s 2027 Summary of Benefits for exact premiums, copays and out-of-pocket limits.

Before You Enroll: Indiana 2027 Checklist

1

Confirm your county. Indianapolis-area counties have far more choices than many rural counties.

2

Check your premium. Indiana’s average premium fell for 2027, but your plan’s premium may still change.

3

Check your doctors and hospitals. Indiana health systems work with different plans.

4

Run your prescriptions. Drug costs can vary widely between plans.

5

Read your Annual Notice of Change. It lists every change to your current plan.

6

Mark the dates. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.

For free, unbiased counseling, Indiana residents can also contact SHIP, the State Health Insurance Assistance Program.

Find 2027 Medicare Advantage Plans in Your Indiana County

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Medicare Advantage Plans in Indiana 2027 — Frequently Asked Questions

➤ How many Medicare Advantage plans are in Indiana for 2027?

CMS’s 2027 landscape data shows 140 Medicare Advantage plans in Indiana, up from 127 in 2026. The number available to you depends on your county.

➤ What is the average Medicare Advantage premium in Indiana for 2027?

The average monthly Medicare Advantage premium in Indiana is $9.27 for 2027, down from $13.22 in 2026 and below the national average of $12.00. You still pay your Part B premium.

➤ What is the best Medicare Advantage plan in Indiana?

It depends on your county, doctors and prescriptions. Humana, UnitedHealthcare and Anthem sell plans in every Indiana county, and Humana reports 95% of its members are in 4+ star plans for 2027. Compare plans in your ZIP code before you decide.

➤ Which companies offer Medicare Advantage in Indiana?

Carriers selling Indiana Medicare Advantage plans for 2027 include Humana, Anthem Blue Cross and Blue Shield, UnitedHealthcare, Devoted Health, Aetna, Zing Health, MyTruAdvantage, Essence Healthcare, Wellcare and several special needs plans.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195 (TTY 711), Mon–Fri 8am–9pm EST.

Have Questions?

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