Speak with a licensed insurance agent

1-855-454-9051

TTY user 711 Mon-Fri : 8am-9pm EST

Medicare Advantage Plans in Maryland 2027: Carriers, Counties and the Aetna Exit

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated November 4, 2026

Maryland loses about a quarter of its Medicare Advantage plans for 2027, falling from 63 to 47, and Aetna is leaving the state entirely. Aetna members in Maryland have until December 7 to pick a replacement plan that starts in January.

For 2027, CMS’s plan data lists 47 individual Medicare Advantage plans from 9 companies across all 24 Maryland counties. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

✔ Licensed across all 50 states✔ Built on CMS 2027 data✔ No-cost plan comparison

Compare 2027 Medicare Advantage Plans in Maryland

Speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08
Medicare Advantage plans in Maryland 2027 overview: ma plans in maryland 47 (individual plans from 9 companies), hmo plans 30 (most plans use a network), kaiser plans 11 (the most of any carrier), aetna for 2027 Exiting (leaving Maryland)

Maryland Medicare Advantage Plans by the Numbers for 2027

Here is how Maryland’s 2027 individual Medicare Advantage plans break down by plan type:

Plan Type 2027 Plans in Maryland What It Means
HMO 30 You generally use the plan’s network and a primary care doctor
PPO 13 You can see out-of-network providers, usually at a higher cost
HMO-POS 4 HMO network with some out-of-network coverage
Special needs plans (included above) 17 13 dual plans, 2 chronic condition plans and 2 institutional plans
Part B giveback plans (included above) 2 Plans from Humana that may lower your Part B premium

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) Medicare Advantage plans.

Anne Arundel County has the most choices, with 30 plans, followed by Baltimore, Howard and Montgomery. Garrett County has the fewest, with 7. Learn how the plan types differ in our guide to Medicare Advantage plans for 2027.

Maryland Medicare Advantage Changes for 2027

These are the biggest changes for Maryland Medicare Advantage shoppers this year:

✔

Aetna is leaving Maryland. Becker’s reports Aetna is exiting Maryland’s Medicare Advantage market for 2027, and CMS’s 2027 plan data lists no Aetna plans in the state.

✔

Fewer plans. Maryland drops from 63 Medicare Advantage plans in 2026 to 47 in 2027, about a 25% decline, according to Becker’s.

✔

Kaiser leads on plan count. Kaiser Permanente has 11 plans in 11 Maryland counties for 2027, the most of any carrier, while CareFirst and UnitedHealthcare reach all 24 counties.

✔

Local health systems remain. Johns Hopkins Advantage MD has 7 plans in 13 counties and Alterwood Advantage has 7 plans in 20 counties for 2027.

Nationally, CMS projects the average Medicare Advantage premium will fall to $12.00 a month for 2027, from $14.37 in 2026. Part D out-of-pocket drug costs are capped at $2,400 in 2027.

Compare 2027 Medicare Advantage Plans in Maryland

Speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08
Maryland Medicare Advantage carriers 2027 by plan count: Kaiser Permanente 11, Alterwood Advantage 7, Johns Hopkins Advantage MD 7, Humana 6, CareFirst BlueCross BlueShield 5, UnitedHealthcare 4, HealthSpring 4, KeyCare Advantage 2, CareFirst Advantage DualPrime 1

Who Sells Medicare Advantage in Maryland for 2027

These are the companies selling individual Medicare Advantage plans in Maryland for 2027:

Carrier 2027 Plans Counties Plan Names to Know
Kaiser Permanente 11 11 Kaiser Permanente Dual Complete Plan MD, Kaiser Permanente Dual Essential Plan MD, Kaiser Permanente Medicare Advantage Standard MD
Alterwood Advantage 7 20 Alterwood Advantage Choice, Alterwood Advantage Select, Alterwood Advantage Freedom
Johns Hopkins Advantage MD 7 13 Johns Hopkins Advantage MD, Johns Hopkins Advantage MD D-SNP, Johns Hopkins Advantage MD Tribute
Humana 6 20 HumanaChoice, Humana USAA Honor Giveback, Humana Gold Plus
CareFirst BlueCross BlueShield 5 24 CareFirst BlueCross BlueShield Advantage Signature, CareFirst BlueCross BlueShield Advantage Essential, CareFirst BlueCross BlueShield Advantage Complete
UnitedHealthcare 4 24 UHC Dual Complete, UHC Nursing Home Plan
HealthSpring 4 4 HealthSpring Preferred Plus, HealthSpring Achieve, HealthSpring TotalCare Plus
KeyCare Advantage 2 7 KeyCare Advantage, KeyCare Advantage Plus
CareFirst Advantage DualPrime 1 24 CareFirst BlueCross BlueShield Advantage DualPrime

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) plans. Plan counts include special needs plans.

Johns Hopkins Advantage MD, Alterwood Advantage, CareFirst and KeyCare Advantage are Maryland-based plans. Baltimore City is counted as a county. Read more in our guides to Kaiser Medicare Advantage plans, Humana Medicare Advantage plans, CareFirst Medicare Advantage plans and UnitedHealthcare Medicare Advantage plans.

Maryland PPO and Part B Giveback Options

If you want flexibility to see doctors outside a network, Maryland has these options for 2027:

✔

13 PPO plans from CareFirst, Humana, Johns Hopkins and UnitedHealthcare.

✔

2 Part B giveback plans that may lower your Part B premium, from Humana.

Learn more in our guide to Medicare Advantage PPO plans.

Maryland Special Needs Plans (SNPs) for 2027

Maryland has 17 special needs plans for 2027, built for people who qualify through Medicaid, a chronic condition or nursing home care:

✔

Dual plans (D-SNPs) for people with Medicare and Maryland Medicaid come from Kaiser, UnitedHealthcare, Johns Hopkins, Alterwood, HealthSpring and CareFirst DualPrime.

✔

Chronic condition plans (C-SNPs) come from HealthSpring and KeyCare Advantage.

✔

Institutional plans (I-SNPs) for nursing home residents come from UnitedHealthcare and KeyCare Advantage.

Learn more in our guide to Medicare Advantage special needs plans.

Benefits Maryland Medicare Advantage Plans Can Offer

Benefits depend on the plan and county, but Maryland Medicare Advantage plans may include:

✔

Prescription drug coverage, with Part D out-of-pocket costs capped at $2,400 in 2027.

✔

Dental, vision and hearing benefits in many plans.

✔

Part B premium reductions in giveback plans, where offered.

✔

Fitness and over-the-counter allowances in some plans.

Not all plans offer all benefits, so check each plan’s 2027 Summary of Benefits before you enroll.

Picking the Right Maryland Medicare Advantage Plan for 2027

1

If your Aetna plan is ending, act now. Pick new coverage during Annual Enrollment so you’re covered January 1.

2

Check your doctors and hospitals in each plan’s network, including Johns Hopkins Medicine, University of Maryland Medical System, MedStar and LifeBridge Health.

3

Run your prescriptions through each plan’s 2027 drug list.

4

Compare out-of-pocket maximums and hospital copays, not just premiums.

5

Check the star rating. See the 2027 Medicare Advantage star ratings.

6

Enroll on time. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.

Compare 2027 Medicare Advantage Plans in Maryland

Speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08

Medicare Advantage Plans in Maryland — Frequently Asked Questions

➤ How many 2027 Medicare Advantage plans can Maryland residents choose from?

CMS’s 2027 plan data lists 47 individual Medicare Advantage plans from 9 companies in Maryland, including 17 special needs plans. Plans are available across all 24 Maryland counties.

➤ Who sells Medicare Advantage plans in Maryland for 2027?

Kaiser Permanente, Alterwood Advantage, Johns Hopkins Advantage MD, Humana, CareFirst BlueCross BlueShield, UnitedHealthcare, HealthSpring, KeyCare Advantage and CareFirst Advantage DualPrime sell individual Medicare Advantage plans in Maryland for 2027.

➤ Is Aetna leaving Maryland Medicare Advantage in 2027?

Yes. Becker’s reports Aetna is exiting Maryland’s Medicare Advantage market for 2027. Aetna members should choose a new plan during Annual Enrollment, October 15 to December 7, 2026.

➤ Can I get a Medicare Advantage PPO in Maryland?

Yes. Maryland has 13 PPO plans for 2027 from CareFirst BlueCross BlueShield, Humana, Johns Hopkins Advantage MD and UnitedHealthcare.

➤ Can a Maryland Medicare Advantage plan lower my Part B premium?

Yes. Maryland has 2 Part B giveback plans for 2027 from Humana. Availability depends on your county.

➤ Where in Maryland are the most Medicare Advantage plans offered?

Anne Arundel County has the most choices, with 30 plans, followed by Baltimore, Howard and Montgomery. Garrett County has the fewest, with 7.

➤ Can I get a D-SNP in Maryland if I have Medicare and Medicaid?

Yes. Dual special needs plans for people with Medicare and Maryland Medicaid come from Kaiser Permanente, UnitedHealthcare, Johns Hopkins Advantage MD, Alterwood Advantage, HealthSpring and CareFirst Advantage DualPrime.

➤ What are the 2027 enrollment dates for Medicare Advantage in Maryland?

Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you’re already in a Medicare Advantage plan, you can also make one change from January 1 to March 31, 2027.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-454-9051 (TTY 711), Mon–Fri 8am–9pm EST.

Have Questions?

Speak with a licensed insurance agent

1-855-454-9051

TTY users 711

Mon-Fri: 8am-9pm ET

Compare plans & benefits in your area

Or speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08
CompareMedicareAdvantage.org
1200 Lakeway Drive #17A Austin, TX 78734

TERMS & CONDITIONS | PRIVACY POLICY
About Us | Editorial Standards | Contact Us | Medicare Disclaimer | Privacy Policy | Terms & Conditions

This website and Medicare Advantage plans are not affiliated or connected with the Federal Medicare program or any other government agency. We do not offer every plan available in your area. Currently we represent 193 organizations which offer 4,624 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Data represented is for the plan year 2027. CompareMedicareAdvantage.org is a Website owned and operated by ZRN Health & Financial Services, LLC, a Texas limited liability company. *You must continue to pay your Medicare Part B premium. $0 premium plans may not be available in all areas. Not all plans offer all benefits mentioned. By submitting your information in the form and clicking ‘Find Plans’, you agree to this site’s privacy policy and expressly consent to be contacted at the number entered in the form, (including a wireless number if provided) by insurance professionals or other partners offering related offers that might be of interest to me by phone or email. You understand that these calls may be generated using an automatic telephone dialing system, a pre-recorded message or artificial voice, or by sending SMS messages. Your telephone company may impose additional charges on the subscriber for such messages. You understand that you are not required to provide this authorization to purchase goods or services. Receiving quotes through our website is always free and you are under no obligation to purchase any goods or services as a result of this request. The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special period or you are in your Medicare Initial Election Period. Deductibles, copay and coinsurance may apply. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.