Medicare Advantage Plans in Delaware 2027: Carriers, Counties and Costs

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 21, 2026

Delaware’s Medicare Advantage market holds steady for 2027. CMS counts 38 plans, up from 37, and projects the average premium will fall to $14.33 a month from $15.69. Every Delawarean with Medicare can choose a $0 premium plan.

For 2027, CMS’s plan data lists 38 individual Medicare Advantage plans from 8 companies across all 3 Delaware counties. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

Here is how Delaware’s 2027 individual Medicare Advantage plans break down by plan type:

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) Medicare Advantage plans.

New Castle County has the most choices, with 37 plans, and Kent County has the fewest, with 27. Learn how the plan types differ in our guide to Medicare Advantage plans for 2027.

These are the biggest changes for Delaware Medicare Advantage shoppers this year:

Every Delawarean with Medicare has access to a $0 premium plan for 2027, according to CMS. Part D out-of-pocket drug costs are capped at $2,400 in 2027.

These are the companies selling individual Medicare Advantage plans in Delaware for 2027:

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) plans. Plan counts include special needs plans.

Read more in our guides to UnitedHealthcare Medicare Advantage plans, Aetna Medicare Advantage plans, Highmark Medicare Advantage plans and Humana Medicare Advantage plans.

If you want flexibility to see doctors outside a network, Delaware has these options for 2027:

Learn more in our guide to Medicare Advantage PPO plans.

Delaware has 14 special needs plans for 2027, built for people who qualify through Medicaid, a chronic condition or nursing home care:

Learn more in our guide to Medicare Advantage special needs plans.

Benefits depend on the plan and county, but Delaware Medicare Advantage plans may include:

Not all plans offer all benefits, so check each plan’s 2027 Summary of Benefits before you enroll.