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Medicare Advantage Plans in Oklahoma 2027: Carriers, Counties and the Wellcare and Blue Cross Exits

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 19, 2026

Oklahoma is one of the hardest-hit Medicare Advantage states for 2027. Wellcare is leaving the state, and HCSC is dropping its Blue Cross-branded Medicare Advantage plans in Oklahoma and shrinking its Oklahoma footprint from 58 counties to 6. Many Oklahomans will need to choose a new plan.

For 2027, CMS’s plan data lists 81 individual Medicare Advantage plans from 9 companies across all 77 Oklahoma counties. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

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Compare 2027 Medicare Advantage Plans in Oklahoma

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Medicare Advantage plans in Oklahoma 2027 overview: 81 plans from 9 companies, all 77 counties, HCSC HealthSpring down to 6 counties, Wellcare exiting Oklahoma

Oklahoma Medicare Advantage at a Glance for 2027

Here is how Oklahoma’s 2027 individual Medicare Advantage plans break down by plan type:

Plan Type 2027 Plans in Oklahoma What It Means
PPO 41 You can see out-of-network providers, usually at a higher cost
HMO 23 You generally use the plan’s network and a primary care doctor
HMO-POS 15 HMO network with some out-of-network coverage
PFFS 2 Humana Gold Choice private fee-for-service plans
Special needs plans (included above) 29 14 dual plans, 13 chronic condition plans and 2 institutional plans

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) Medicare Advantage plans.

Oklahoma County has the most choices, with 59 plans, followed by Canadian, Logan, Tulsa and Cleveland counties. Western Oklahoma has very few: Beaver, Cimarron, Texas, Harper, Ellis, Harmon and Roger Mills counties have just 3 plans each. Learn how the plan types differ in our guide to Medicare Advantage plans for 2027.

What Changed in Oklahoma for 2027

These are the biggest changes for Oklahoma Medicare Advantage shoppers this year:

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Wellcare is leaving Oklahoma. Centene’s Wellcare is exiting the state for 2027. Coverage continues through December 31, 2026, and members get a Special Enrollment Period.

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Blue Cross Medicare Advantage is gone. HCSC is dropping its Blue-branded Medicare Advantage plans in Oklahoma. HCSC’s Oklahoma footprint shrinks from 58 counties to 6, according to Becker’s, leaving 3 HealthSpring plans.

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A new tribal health plan. Native Advantage, from the Muscogee (Creek) Nation, is new for 2027 in 11 counties.

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Devoted Health is growing. Devoted sells 12 PPO plans in 25 Oklahoma counties, including giveback and chronic condition plans.

If your plan is ending, read our guide to Wellcare Medicare Advantage plans. Nationally, the average Medicare Advantage premium falls to $12.00 for 2027, and Part D out-of-pocket drug costs are capped at $2,400.

Compare 2027 Medicare Advantage Plans in Oklahoma

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Oklahoma Medicare Advantage carriers 2027 by plan count: Humana 23, UnitedHealthcare 20, Devoted Health 12, Aetna 8, GlobalHealth 7, CommunityCare 6, HealthSpring 3, Native Advantage 1

Oklahoma Medicare Advantage Carriers for 2027

These are the companies selling individual Medicare Advantage plans in Oklahoma for 2027:

Carrier 2027 Plans Counties Plan Names to Know
Humana 23 68 HumanaChoice and Giveback PPOs, Gold Plus HMOs, Gold Choice (PFFS)
UnitedHealthcare 20 76 HMO, PPO and Patriot plans, plus dual and chronic plans
Devoted Health 12 25 Choice, Choice Giveback and C-SNP PPO plans
Aetna Medicare 8 53 Signature, Eagle, Value Plus and Dual Care plans
GlobalHealth 7 26 Generations Classic, Valor, Chronic Care and Dual plans
CommunityCare Senior Health Plan 6 40 Senior Health Plan Silver, Platinum and Dual Complete
HealthSpring 3 6 Preferred, Preferred Savings (HMO) and True Choice (PPO)
American Health Advantage of Oklahoma 1 30 Institutional plan for nursing home residents
Native Advantage 1 11 Native Advantage (HMO), new for 2027

Source: CMS 2027 Plan Benefit Package and plan service area data, individual (non-employer) plans. Plan counts include special needs plans.

GlobalHealth and CommunityCare are Oklahoma-based health plans. Read more in our guides to Humana Medicare Advantage plans, Humana Gold Choice PFFS plans, Devoted Medicare Advantage plans and HealthSpring Medicare Advantage plans.

Dual and Special Needs Plans in Oklahoma

Oklahoma has 29 special needs plans for 2027. They are built for people who qualify through Medicaid, a chronic condition or nursing home care:

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Dual plans (D-SNPs) for people with Medicare and SoonerCare come from UnitedHealthcare, Humana, Aetna, GlobalHealth, Devoted Health and CommunityCare.

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Chronic condition plans (C-SNPs) come from Devoted Health, Humana, UnitedHealthcare and GlobalHealth.

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Institutional plans (I-SNPs) for nursing home residents come from American Health Advantage of Oklahoma and UnitedHealthcare.

Learn more in our guide to Medicare Advantage special needs plans.

What Oklahoma Medicare Advantage Plans May Include

Benefits depend on the plan and county, but Oklahoma Medicare Advantage plans may include:

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PPO plans from Humana, Devoted Health, UnitedHealthcare, Aetna and HealthSpring.

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Part B giveback plans from Devoted Health and Humana in parts of the state.

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PFFS plans from Humana Gold Choice, which can work in rural counties with few network plans.

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Prescription drug coverage, with Part D out-of-pocket costs capped at $2,400 in 2027.

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Dental, vision and hearing benefits, depending on the plan.

Not all plans offer all benefits. Check each plan’s 2027 Summary of Benefits for exact premiums, copays and out-of-pocket limits.

Before You Enroll: Oklahoma 2027 Checklist

1

Check whether your plan is ending. Wellcare plans and most HealthSpring and Blue Cross plans in Oklahoma end December 31, 2026.

2

Confirm your county. Choices range from 3 plans in the western Panhandle counties to 59 in Oklahoma County.

3

Check your doctors and hospitals. Networks differ a lot between carriers, even for PPOs.

4

Run your prescriptions. Drug costs vary widely between plans, even with the $2,400 cap.

5

Check your SoonerCare status. If you have both Medicare and SoonerCare, look at dual plans first.

6

Mark the dates. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.

Find 2027 Medicare Advantage Plans in Your Oklahoma County

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Medicare Advantage Plans in Oklahoma 2027 — Frequently Asked Questions

➤ How many Medicare Advantage plans are in Oklahoma for 2027?

CMS’s 2027 plan data lists 81 individual Medicare Advantage plans in Oklahoma from 9 companies, including special needs plans. The number available to you depends on your county.

➤ Which companies sell Medicare Advantage plans in Oklahoma?

Humana, UnitedHealthcare, Devoted Health, Aetna, GlobalHealth, CommunityCare Senior Health Plan, HealthSpring, American Health Advantage of Oklahoma and Native Advantage sell Oklahoma plans for 2027.

➤ Is Wellcare leaving Oklahoma?

Yes. Wellcare is exiting Oklahoma for 2027. Coverage continues through December 31, 2026, and members get a Special Enrollment Period to choose a new plan.

➤ Is Blue Cross Blue Shield of Oklahoma leaving Medicare Advantage?

HCSC, the parent of Blue Cross and Blue Shield of Oklahoma, is dropping its Blue-branded Medicare Advantage plans in Oklahoma for 2027. Its 3 HealthSpring plans remain in 6 counties.

➤ What is the best Medicare Advantage plan in Oklahoma?

It depends on your county, doctors and prescriptions. Start with the plans your doctors accept, then compare premiums, drug costs and out-of-pocket limits by ZIP code.

➤ Are there Medicare Advantage PPO plans in Oklahoma?

Yes. Oklahoma has 41 PPO plans for 2027 from Humana, Devoted Health, UnitedHealthcare, Aetna and HealthSpring.

➤ Where can I get free Medicare help in Oklahoma?

Oklahoma’s State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling. You can also compare plans by ZIP code with a licensed agent.

➤ When can I enroll in a Medicare Advantage plan in Oklahoma for 2027?

Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. If you’re already in a Medicare Advantage plan, you can also make one change from January 1 to March 31, 2027.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195 (TTY 711), Mon–Fri 8am–9pm EST.

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