CarePlus Medicare Advantage Plans 2027: Plans, Giveback Options and Florida Coverage

CarePlus sells plans in South Florida, the Orlando and Tampa areas, the Space Coast, North Florida and, new for 2027, the Lake, Marion and Sumter county area. Here’s how the 2027 lineup breaks down:

Source: CMS 2026 and 2027 Plan Benefit Package data, contract H1019, individual (non-employer) plans.

Plans are sold by region, and not every plan is available in every county. If you have Medicaid or a qualifying chronic condition, see our guide to Medicare Advantage special needs plans.

Comparing CMS’s 2026 and 2027 plan data, CarePlus made only a few changes:

Current members should read their Annual Notice of Change for the exact changes to premiums, copays and benefits. Humana also reported that 95% of its Medicare Advantage members are in plans rated 4 stars or higher for 2027. See our guide to Humana Medicare Advantage plans for the national picture.

Here’s what CMS’s 2027 benefit data shows for CarePlus plans. Amounts and rules depend on the plan and county:

Most CarePlus plans are HMOs or HMO-POS plans, so you’ll generally choose a primary care doctor and use the CarePlus network. Learn more about how Medicare Advantage HMO plans work. Check each plan’s 2027 Summary of Benefits for exact premiums, copays and out-of-pocket limits.

CarePlus Health Plans’ Medicare Advantage contract earned 4 stars for 2027, down from 4.5 stars in 2026 and just above the national average of 3.99. Here’s how it compares with other Florida carriers:

Compare more Florida options in our guides to Optimum HealthCare Medicare Advantage plans and Medicare Advantage plans in Florida, or see every carrier in our 2027 Medicare Advantage star ratings.

CarePlus is a Humana company, but its plans are separate from Humana-branded plans like Humana Gold Plus. CarePlus has its own Medicare contract, its own Florida networks and its own star rating.

In South Florida especially, you may see both CarePlus and Humana plans in the same ZIP code. Compare them side by side on networks, drug coverage and total costs. If you were affected by Humana’s 2027 plan exits, see our guide to Humana Medicare plans ending in 2027.

A good fit if you:

Look harder at other options if you: