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Simply Healthcare Medicare Advantage Plans 2027: Medicare or Medicaid, and What Changed

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 10, 2026

Simply Healthcare Plans is a Florida health plan owned by Elevance Health, the company behind Anthem. Most Floridians know Simply from Medicaid, but it has also sold Medicare Advantage plans across the state.

For 2027, that Medicare lineup is much smaller. CMS’s 2027 plan data lists just 3 Simply Medicare Advantage plans, down from 50 in 2026, and all 3 are for people who have both Medicare and Medicaid. Here’s what that means if you’re a current member or shopping for coverage. Annual Enrollment runs October 15 to December 7, 2026, for coverage that starts January 1, 2027.

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Simply Healthcare Medicare Advantage plans 2027 overview showing 3 dual-eligible plans, down from 50 in 2026, and a 4-star rating

Is Simply Healthcare Medicare or Medicaid?

Both. Simply Healthcare Plans runs Florida Medicaid plans and Medicare Advantage plans under the same name, which is why so many searches for “Simply” are really about Medicaid.

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Simply Medicaid is Florida’s Medicaid managed care coverage, run through the state. It is not Medicare.

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Simply Medicare Advantage plans replace Original Medicare and are approved by CMS, the federal Medicare agency.

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For 2027, the two overlap. Every Simply Medicare Advantage plan left is a Dual Eligible Special Needs Plan (D-SNP), built for people who have Medicare and Florida Medicaid together.

If you have Medicare only, without Medicaid, you won’t qualify for a Simply Medicare Advantage plan in 2027. Elevance still sells regular Medicare Advantage plans in Florida under its other brands, including Optimum HealthCare, Freedom Health and HealthSun.

Simply Healthcare 2027 Plan Lineup

These are the 3 individual Simply Medicare Advantage plans in CMS’s 2027 data:

2027 Plan Who It’s For Where It’s Sold
Simply Complete Platinum (HMO D-SNP) People with Medicare and Florida Medicaid Select Florida counties
Simply Complete Platinum (HMO D-SNP) People with Medicare and Florida Medicaid Broward, Miami-Dade and Palm Beach counties
Simply Integrated Platinum (HMO D-SNP) People with Medicare and Florida Medicaid who want both benefits coordinated in one plan Select Florida counties

Source: CMS 2027 Plan Benefit Package data, contract H5471, individual (non-employer) plans. Medicaid eligibility levels vary by plan.

According to CMS’s 2027 benefit data, all 3 plans include an over-the-counter allowance, and all 3 offer grocery and utilities help for members who qualify. Amounts and rules vary, so check each plan’s 2027 Summary of Benefits. Learn more about how Medicare Advantage special needs plans work.

Compare Simply Healthcare Medicare Advantage Plans for 2027

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Chart comparing Simply Healthcare Medicare plans in 2026 and 2027 by plan type, regular HMO, C-SNP and D-SNP

What Happened to Simply More, Simply Extra and Simply Level?

In 2026, Simply sold 50 individual Medicare Advantage plans in Florida: 13 regular HMO plans such as Simply More and Simply Extra, 9 Simply Level chronic condition plans (C-SNPs), and 28 dual-eligible plans. None of the regular or chronic condition plans appear in CMS’s 2027 data under the Simply name.

If you’re in Simply More, Simply Extra or Simply Level in 2026:

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Read your Annual Notice of Change or plan letter. It tells you whether you’re being moved to another plan for 2027 or whether your plan is ending.

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If your plan is ending, your coverage continues through December 31, 2026, and you get a Special Enrollment Period to choose new coverage.

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Don’t assume the plan you’re moved to is your best fit. Compare it against other 2027 plans in your county during Annual Enrollment.

Florida lost more Medicare Advantage plans for 2027 than any other state, so many Simply members will be shopping alongside members of other carriers. See our Medicare Advantage plans in Florida guide for the full picture.

Simply Healthcare 2027 Star Rating

Simply Healthcare Plans’ Medicare Advantage contract earned 4 stars for 2027, just above the national average of 3.99. Here’s how it compares with Elevance’s other Florida brands:

Elevance Florida Brand 2027 Overall Stars
Optimum HealthCare 4.5
HealthSun 4.5
Simply Healthcare 4
Freedom Health 4

Star ratings are set at the contract level, so every plan under the same contract shares the rating. See every carrier in our 2027 Medicare Advantage star ratings.

Who Simply Healthcare Fits in 2027

A good fit if you:

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Have both Medicare and Florida Medicaid

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Already use Simply for Medicaid and want one company handling both

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Want extras like an OTC allowance and grocery help, if you qualify

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Use doctors in Simply’s network

Look at other options if you:

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Have Medicare only, without Medicaid

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Were in Simply More, Simply Extra or Simply Level in 2026

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Want a PPO with out-of-network coverage

Simply is part of Elevance. Compare its sister brands in our guide to Elevance Medicare Advantage plans.

Before You Enroll: 2027 Checklist

1

Confirm your Medicaid status. Simply’s 2027 Medicare plans require both Medicare and Florida Medicaid.

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Check your county. Each plan has its own service area.

3

Check your doctors and hospitals. These are HMO plans, so you’ll generally use the plan’s network.

4

Run your prescriptions. Compare drug coverage across plans.

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Read your Annual Notice of Change. Current members may be moved to a different plan for 2027.

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Mark the dates. Medicare Open Enrollment 2027 runs October 15 to December 7, 2026.

Simply Healthcare Medicare Advantage Plans for 2027: Costs & Benefits

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Simply Healthcare Medicare Advantage 2027 — Frequently Asked Questions

➤ Is Simply Healthcare Medicare or Medicaid?

Both. Simply Healthcare Plans runs Florida Medicaid plans and Medicare Advantage plans. For 2027, every Simply Medicare Advantage plan is a Dual Eligible Special Needs Plan for people who have both Medicare and Florida Medicaid.

➤ Who owns Simply Healthcare?

Simply Healthcare Plans is owned by Elevance Health, the parent company of Anthem. Elevance also owns Optimum HealthCare, Freedom Health and HealthSun in Florida.

➤ What Simply Healthcare Medicare plans are available in 2027?

CMS’s 2027 data lists 3 individual Simply plans: two versions of Simply Complete Platinum (HMO D-SNP) and Simply Integrated Platinum (HMO D-SNP). All 3 are for people with both Medicare and Florida Medicaid.

➤ Is Simply More ending in 2027?

Simply More, Simply Extra and Simply Level don’t appear in CMS’s 2027 plan data under the Simply name. If you’re a member, your Annual Notice of Change or plan letter explains whether you’re being moved to another plan or need to choose new coverage.

➤ Can I join Simply Healthcare if I only have Medicare?

Not for 2027. All of Simply’s 2027 Medicare Advantage plans require Florida Medicaid as well. If you have Medicare only, compare regular Medicare Advantage plans in your county, including Elevance’s Optimum HealthCare, Freedom Health and HealthSun plans.

➤ What is the Simply Healthcare star rating for 2027?

Simply Healthcare Plans’ Medicare Advantage contract earned 4 stars for 2027. The national average is 3.99. Elevance’s Optimum HealthCare and HealthSun contracts each earned 4.5 stars.

➤ Does Simply Healthcare have an OTC card in 2027?

Yes. CMS’s 2027 data shows all 3 Simply Medicare Advantage plans include an over-the-counter allowance, plus grocery and utilities help for members who qualify. Amounts vary by plan, so check the 2027 Summary of Benefits.

➤ What is the difference between Simply Complete and Simply Integrated?

Both are Dual Eligible Special Needs Plans. Simply Integrated Platinum is designed to coordinate your Medicare and Medicaid benefits more closely in one plan. Eligibility depends on your Medicaid level, so check which plan you qualify for in your county.

➤ Is Simply Healthcare the same as Simply Medicaid?

They’re the same company but different coverage. Simply Medicaid is Florida’s Medicaid managed care coverage. Simply Medicare Advantage plans are Medicare coverage approved by CMS. For 2027, people with both can get both through a Simply dual plan.

➤ When can I enroll in a Simply Healthcare plan for 2027?

Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. People with both Medicare and Medicaid may also qualify for a Special Enrollment Period that allows plan changes at other times of the year.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-409-6195 (TTY 711), Mon–Fri 8am–9pm EST.

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