Speak with a licensed insurance agent

1-855-454-9051

TTY user 711 Mon-Fri : 8am-9pm EST

Molina Medicare Advantage 2027: Standard Plans End, Dual Plans Stay

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated November 2, 2026

Molina Healthcare is leaving the standard Medicare Advantage market for 2027. Its traditional Medicare Advantage prescription drug (MAPD) plans, the ones anyone with Medicare could join, end on December 31, 2026. What remains are plans for people who have both Medicare and Medicaid.

Our count of CMS’s 2027 plan files confirms it: every one of the 43 individual Medicare Advantage plans filed by Molina and its affiliates for 2027 is a dual-eligible special needs plan (D-SNP). This guide explains what ended, where Molina’s dual plans are still sold, and what to do if your Molina plan is not coming back.

✔ Licensed across all 50 states✔ Built on CMS 2027 data✔ No-cost plan comparison

Compare 2027 Medicare Advantage Plans in Your ZIP Code

Speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08
Molina Medicare Advantage 2027: 43 individual plans, all dual special needs plans, in 17 states and 820 counties; 42 with zero-dollar cost sharing; no standard MAPD plans

What Molina Ended and What It Kept

Molina Medicare product 2027 status
Standard Medicare Advantage with drug coverage (MAPD), open to anyone with Medicare Ending December 31, 2026
Dual-eligible special needs plans (Medicare plus Medicaid) Continuing: 43 plans in 17 states
Integrated Medicaid-Medicare programs (MyCare Ohio, One Care and Senior Care Options in Massachusetts) Continuing as D-SNPs in the 2027 CMS files

Sources: Molina fourth-quarter 2025 earnings announcement (February 2026), as reported by Fierce Healthcare and Becker’s Payer Issues; our analysis of CMS 2027 Plan Benefit Package files.

Molina CEO Joseph Zubretsky said the company “will exit the traditional MAPD product for 2027,” explaining that it “does not align with our strategic shift to focus exclusively on dual-eligible members in Medicare,” Fierce Healthcare reported. Becker’s Payer Issues put the MAPD business at about $1 billion in yearly premiums, against roughly $5 billion in the dual-eligible business Molina is keeping. Live Insurance News reports about 99,100 individual MAPD members are affected nationwide.

Our Analysis: Molina's 2027 Footprint

Our analysis of CMS 2027 plan data

✔

43 plans, 100% D-SNP: every individual plan from Molina and its affiliates (Passport Advantage in Kentucky, Senior Whole Health in Massachusetts and New York) is an HMO D-SNP. None is open to people without Medicaid.

✔

17 states, 820 counties. Texas has the most Molina plans (7), then California and Wisconsin (4 each). Illinois has the widest reach, 102 counties on a single plan.

✔

California is down to 5 counties: Los Angeles, Riverside, San Bernardino, San Diego and Sacramento, all with Molina Medicare Complete Care Plus D-SNPs.

✔

$0 cost sharing: 42 of Molina’s 43 plans are flagged in the CMS files as zero-dollar cost-sharing D-SNPs, compared with 738 of 1,050 D-SNPs nationwide (70%).

✔

Share of the dual market: Molina files 43 of the 1,050 individual D-SNPs in the 2027 CMS data, about 4%.

If you have Medicare only, there is no Molina Medicare Advantage plan you can join for 2027. Your choices come from other insurers in your county.

Molina 2027 Medicare Advantage plans by state: Texas 7, California 4, Wisconsin 4, Kentucky 3, Massachusetts 3, Michigan 3, Washington 3, Ohio 2

Where Molina Dual Plans Are Sold for 2027

State Molina plans 2027 plan names
Texas 7 Molina Medicare Complete Care; Complete Care Plus (Bexar, Dallas, El Paso, Harris and Hidalgo counties)
California 4 Molina Medicare Complete Care Plus
Wisconsin 4 Molina My Choice Partnership; My Choice Dual Advantage
Kentucky 3 Passport Advantage
Massachusetts 3 Senior Whole Health SCO; SCO NHC; Molina One Care
Michigan 3 Molina Medicare Complete Care; Molina Dual MI Coordinated Health
Washington 3 Molina Medicare Complete Care; Molina Medicare Elect
Iowa, Idaho, Nebraska, New York, Ohio, South Carolina 2 each Complete Care, Complete Care Plus, Senior Whole Health (NY), MyCare Ohio
Arizona, Illinois, New Mexico, Utah 1 each Molina Medicare Complete Care or Complete Care Plus

Source: our analysis of CMS 2027 Plan Benefit Package and plan-county files. Some plans are filed in more than one county segment.

Each D-SNP has its own Medicaid rules. Some take people with full Medicaid only; others accept certain Medicare Savings Program levels. The plan’s 2027 Summary of Benefits lists who qualifies. Our special needs plans guide explains the D-SNP types.

Compare 2027 Medicare Advantage Plans in Your ZIP Code

Speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08

If Your Molina Plan Is Ending

1

Read your non-renewal letter. It says when coverage ends and whether you were moved anywhere. Do not assume you were placed in a new plan.

2

Check whether you have Medicaid or Extra Help. If you do, a Molina D-SNP or another insurer’s dual plan may be open to you, and you can change plans more often than once a year.

3

Pick a new plan by December 7, 2026 so it starts January 1, 2027 with no gap in drug coverage.

4

If you miss December 7, people whose plan is not renewing get a special enrollment period through the end of February 2027, but coverage starts the month after you join, which can leave a gap.

Your doctors are not tied to Molina

Leaving Molina does not mean leaving your doctors. Many Molina providers also contract with other Medicare Advantage insurers. Check the new plan’s 2027 directory before you enroll.

Choosing a Replacement Plan for 2027

If you had Molina MAPD and you… Look at…
Have Medicare only Standard HMOs and PPOs from other insurers in your county; compare drug costs and the out-of-pocket maximum
Have full Medicaid D-SNPs from Molina (if sold in your county) or other insurers, which often have $0 copays
Get Extra Help or a Medicare Savings Program Plans that accept your level; some D-SNPs do, and all Part D plans honor Extra Help
Want to keep the same doctors Any 2027 plan whose directory lists them; check by exact plan name

Our summary based on Medicare enrollment rules and CMS 2027 plan files.

For a wider look at insurers pulling back, see our list of Medicare Advantage plans ending in 2027.

Compare 2027 Medicare Advantage Plans in Your ZIP Code

Speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08

Molina Medicare Advantage 2027 — Frequently Asked Questions

➤ Is Molina leaving Medicare Advantage in 2027?

Molina is ending its standard Medicare Advantage drug plans (MAPD) on December 31, 2026. It keeps its plans for people with both Medicare and Medicaid.

➤ Why did Molina drop its MAPD plans?

Molina said MAPD did not fit its strategy to focus only on dual-eligible members. The product was losing money, and the company announced the exit with its fourth-quarter 2025 results.

➤ How many Molina Medicare Advantage plans are there for 2027?

Our count of CMS 2027 files finds 43 individual plans from Molina and its affiliates, all of them dual-eligible special needs plans, in 17 states.

➤ Can I join a Molina plan if I don’t have Medicaid?

Not for 2027. Every Molina Medicare Advantage plan in the CMS 2027 files requires Medicaid eligibility.

➤ Is Passport Advantage part of Molina?

Yes. Passport Advantage is Molina Healthcare of Kentucky’s dual plan, filed in 75 Kentucky counties for 2027.

➤ Is Senior Whole Health a Molina plan?

Yes. Senior Whole Health plans in Massachusetts and New York are filed by Molina affiliates and are D-SNPs for 2027.

➤ What happens if I do nothing about my ending Molina plan?

Your Molina MAPD coverage ends December 31, 2026. Read your non-renewal letter to see what coverage you will have, and choose a plan to avoid a gap in drug coverage.

➤ Does Molina still sell Medicare Advantage in California?

Only dual plans: Molina Medicare Complete Care Plus in Los Angeles, Riverside, San Bernardino, San Diego and Sacramento counties.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-454-9051 (TTY 711), Mon–Fri 8am–9pm EST.

Have Questions?

Speak with a licensed insurance agent

1-855-454-9051

TTY users 711

Mon-Fri: 8am-9pm ET

Compare plans & benefits in your area

Or speak with a licensed insurance agent

1-855-454-9051TTY 711

Mon-Fri: 8am-9pm ET

Agent 08
CompareMedicareAdvantage.org
1200 Lakeway Drive #17A Austin, TX 78734

TERMS & CONDITIONS | PRIVACY POLICY
About Us | Editorial Standards | Contact Us | Medicare Disclaimer | Privacy Policy | Terms & Conditions

This website and Medicare Advantage plans are not affiliated or connected with the Federal Medicare program or any other government agency. We do not offer every plan available in your area. Currently we represent 193 organizations which offer 4,624 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Data represented is for the plan year 2027. CompareMedicareAdvantage.org is a Website owned and operated by ZRN Health & Financial Services, LLC, a Texas limited liability company. *You must continue to pay your Medicare Part B premium. $0 premium plans may not be available in all areas. Not all plans offer all benefits mentioned. By submitting your information in the form and clicking ‘Find Plans’, you agree to this site’s privacy policy and expressly consent to be contacted at the number entered in the form, (including a wireless number if provided) by insurance professionals or other partners offering related offers that might be of interest to me by phone or email. You understand that these calls may be generated using an automatic telephone dialing system, a pre-recorded message or artificial voice, or by sending SMS messages. Your telephone company may impose additional charges on the subscriber for such messages. You understand that you are not required to provide this authorization to purchase goods or services. Receiving quotes through our website is always free and you are under no obligation to purchase any goods or services as a result of this request. The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a special period or you are in your Medicare Initial Election Period. Deductibles, copay and coinsurance may apply. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.