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eHealth Medicare Advantage Plans 2027: How eHealth Works, Which Carriers You May See and What It Costs

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 21, 2026

eHealth is one of the best-known places to shop for Medicare Advantage plans online. It is a licensed insurance agency that lets you compare plans from many insurance companies side by side, then enroll online or with a licensed agent, at no cost to you.

This guide explains how eHealth works, which Medicare Advantage carriers you may see for 2027, what it costs, and how to use it to compare plans during Annual Enrollment, which runs October 15 to December 7, 2026.

✔ Licensed across all 50 states✔ Built on CMS 2027 data✔ No-cost plan comparison

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eHealth Medicare Advantage plans 2027 overview: in business since 1997, sells in all 50 states and DC, $0 cost to use, 5,532 Medicare Advantage plans nationwide

What Is eHealth?

eHealth, Inc. was founded in 1997 and is publicly traded on the Nasdaq under the ticker EHTH. It is a licensed health insurance agency that sells plans in all 50 states and Washington, D.C.

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It compares plans from many insurers. You can see Medicare Advantage plans from national and regional carriers in one place, based on your ZIP code.

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It does not charge you a fee. eHealth is paid by the insurance company when you enroll, so using it costs you nothing extra.

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Licensed agents can help. You can enroll online on your own or get help from a licensed insurance agent.

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It sells more than Medicare Advantage. eHealth also offers Part D prescription drug plans and other coverage.

Medicare Advantage Carriers You May See on eHealth for 2027

The carriers you see depend on your ZIP code, because Medicare Advantage plans are sold by county. These are among the companies that may appear when you compare 2027 plans:

Carrier Type Carriers You May See Where
National carriers Humana, UnitedHealthcare, Aetna Medicare, Wellcare, Anthem, Devoted Health Many states
West Coast Kaiser Permanente, SCAN Health Plan, Alignment Health Plan, Blue Shield of California California and other western states
Florida CarePlus, Simply Healthcare, Optimum HealthCare, Freedom Health Florida
Northeast EmblemHealth, Independence Blue Cross, Jefferson Health Plans, Fallon Health, Horizon New York, Pennsylvania, Massachusetts and New Jersey
Midwest and South Medical Mutual, HAP, Medicare Plus Blue, Zing Health, CareSource, Peoples Health, Wellpoint Ohio, Michigan, Illinois, Louisiana, Texas and other states

Carrier availability varies by ZIP code and can change during the year. Not every plan in your area may be listed.

With 5,532 Medicare Advantage plans available nationwide for 2027, according to CMS, comparing plans from several carriers at once can save you time. See how the biggest carriers compare in our guide to 2027 Medicare Advantage costs and benefits by carrier.

How to Compare Medicare Advantage Plans on eHealth

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Enter your ZIP code to see the Medicare Advantage plans sold in your county.

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Filter the results. You can narrow plans by type (HMO or PPO), star rating and $0 premium.

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Compare plans side by side. Look at premiums, copays for doctors and specialists, drug costs and extra benefits such as dental, vision and fitness.

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Check your doctors and prescriptions against each plan’s network and 2027 drug list before you choose.

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Enroll online or with a licensed agent. Your new plan starts January 1, 2027, if you enroll by December 7, 2026.

Compare 2027 Medicare Advantage Plans in Your Area

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Does It Cost More to Enroll Through eHealth?

No. Medicare Advantage premiums and benefits are set by the insurance company and approved by Medicare, so a plan costs the same whether you enroll through eHealth, directly with the insurer or on Medicare.gov.

Option What You Get Cost to Use
eHealth Plans from many carriers in one place, online enrollment and licensed agents $0
Medicare.gov Plan Finder Every plan in your area, run by Medicare $0
Going direct to an insurer Only that company’s plans $0

Plan premiums are the same no matter where you enroll.

Learn more about Medicare’s own tool in our guide to the Medicare Plan Finder.

2027 Medicare Advantage plans by carrier nationwide: UnitedHealthcare 822, Humana 793, Devoted Health 740, Aetna 651, Wellcare 210, HealthSpring 195, Kaiser Permanente 117

2027 Medicare Advantage Numbers to Know Before You Compare

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Average premium: $12.00 a month for 2027, down from $14.37 in 2026, according to CMS.

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$0 premium plans: about two in three Medicare Advantage plans with drug coverage have a $0 premium. See our guide to $0 premium Medicare Advantage plans.

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Out-of-pocket limits: the median in-network maximum is $6,500 for 2027, and CMS allows up to $9,850.

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Drug costs: Part D out-of-pocket costs are capped at $2,400 in 2027.

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Star ratings: check each plan’s rating in our guide to the 2027 Medicare Advantage star ratings.

Tips for Using eHealth During Annual Enrollment

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Have your Medicare card handy so you can enroll as soon as you find a plan.

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List your doctors and prescriptions before you start comparing.

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Compare total yearly cost, not just the premium: premium, copays and drug costs together.

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Read your Annual Notice of Change if you already have a plan, so you know what is changing for 2027.

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Do not wait until the last week. Annual Enrollment ends December 7, 2026. You can also make one plan change from January 1 to March 31, 2027, during the Medicare Advantage Open Enrollment Period.

Compare 2027 Medicare Advantage Plans in Your Area

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eHealth Medicare Advantage Plans — Frequently Asked Questions

➤ What is eHealth?

eHealth, Inc. is a licensed health insurance agency founded in 1997 that lets you compare and enroll in Medicare Advantage, Part D and other plans online or with a licensed agent. It sells plans in all 50 states and Washington, D.C.

➤ Does eHealth charge a fee for Medicare Advantage plans?

No. eHealth does not charge you a fee. It is paid by the insurance company when you enroll, and plan premiums are the same as enrolling directly with the insurer or through Medicare.

➤ Which Medicare Advantage carriers are on eHealth?

It depends on your ZIP code. You may see national carriers such as Humana, UnitedHealthcare, Aetna, Wellcare, Anthem and Devoted Health, plus regional plans such as Kaiser Permanente, SCAN and EmblemHealth.

➤ Is eHealth legitimate?

Yes. eHealth is a licensed insurance agency that has been in business since 1997 and is publicly traded on the Nasdaq under the ticker EHTH.

➤ Can I enroll in a Medicare Advantage plan online with eHealth?

Yes. You can compare plans by ZIP code and enroll online, or get help from a licensed insurance agent.

➤ Is it cheaper to buy a Medicare Advantage plan directly from the insurer?

No. Medicare Advantage premiums and benefits are the same whether you enroll through eHealth, directly with the insurance company or on Medicare.gov.

➤ When can I enroll in a 2027 Medicare Advantage plan through eHealth?

Annual Enrollment runs October 15 to December 7, 2026, with coverage starting January 1, 2027. You may also qualify for a Special Enrollment Period if you move, lose coverage or your plan is leaving your area.

➤ What should I compare on eHealth besides the premium?

Compare out-of-pocket maximums, copays, drug coverage, provider networks, star ratings and extra benefits such as dental and vision. The plan with the lowest premium is not always the lowest total cost.

New to Medicare?

If you are new to Medicare, then you can enroll in a 2027 Medicare Advantage plan up to three months prior to your Medicare Part B effective date.

Call one of our licensed insurance agents to see what the best time frame is for you to enroll, based on your current situation. You can contact them at 1-855-454-9051 (TTY 711), Mon–Fri 8am–9pm EST.

Have Questions?

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Or speak with a licensed insurance agent

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