➤ What is the Devoted Choice Giveback PPO?
It is a family of Devoted Health Medicare Advantage PPO plans that reduce the Part B premium you pay. Devoted sells Choice Giveback plans in several states, and each version has its own plan number, service area and benefits. This page details the 2027 Indiana version, plan H7471-006-000.
➤ How much is the Part B giveback on Devoted Choice Giveback 006 IN?
Devoted’s 2027 Summary of Benefits states the plan reduces your monthly Part B premium by $174.90 if you are responsible for paying it. Over a full year that is up to $2,098.80. You are not eligible for the reduction if Medicaid or others pay your Part B premium.
➤ Does the Devoted Choice Giveback PPO have a monthly premium?
The 2027 Indiana version, plan 006, has a $0 monthly plan premium. You must continue to pay your Medicare Part B premium, which the plan then reduces by $174.90 a month if you pay it yourself.
➤ Does the Devoted Choice Giveback PPO include drug coverage?
Yes, the 2027 Indiana version includes Part D coverage, with a $461 deductible for Tiers 3 to 5. Tier 1 and Tier 2 generics cost $0 for a 30-day supply at a network retail pharmacy, and insulin costs no more than $35 a month.
➤ What is the out-of-pocket maximum on Devoted Choice Giveback 006 IN?
The 2027 out-of-pocket maximum is $9,850 for in-network care and $14,500 for in- and out-of-network care combined. Once you reach the limit, covered medical services cost nothing more for the rest of the year.
➤ Which counties is the Devoted Choice Giveback 006 IN plan sold in?
Benton, Cass, Elkhart, Fulton, Howard, Jasper, La Porte, Lake, Marshall, Miami, Newton, Porter, Pulaski, St. Joseph, Starke and White counties in Indiana. You must live in one of these counties to join this version of the plan.
➤ Does the Devoted Choice Giveback PPO cover dental, vision and hearing?
The 2027 Indiana version includes a $250 yearly dental allowance, a $0 routine eye exam with up to $200 a year for eyewear, and a $0 in-network hearing exam with hearing aids at $599 or $899 per aid, up to two. Other versions of the plan may differ.
➤ Can I see doctors outside Devoted’s network?
Yes. As a PPO, the plan covers out-of-network care. On the Indiana 006 version, a primary care visit costs $0 in network and $5 out of network, and a specialist costs $50 either way. Out-of-network costs count toward the $14,500 combined limit.
➤ Is a Part B giveback plan worth it?
It depends on how much care you use. A giveback puts money back each month, but plans like this one generally carry higher deductibles, copays and out-of-pocket limits. Compare the yearly giveback against the costs you would realistically face in both a typical year and a bad one.
➤ When can I enroll in a 2027 Medicare Advantage plan?
The Annual Enrollment Period runs October 15 through December 7, 2026, for coverage starting January 1, 2027. If you are already in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027 allows one switch.
