UCare Medicare Advantage in 2027: The Plans Are Gone. Here Is Who Sells in Minnesota Now

53 individual plans from 11 insurer brands are filed for 2027 across all 87 Minnesota counties. 40 of them (75%) are PPOs.

Medica has the widest reach: 12 plans filed in 71 counties, including Medica DUAL Solution (HMO D-SNP) in 54. Blue Plus’s SecureBlue D-SNP reaches 55 counties and Blue Cross and Blue Shield of Minnesota’s own plans 35.

No UCare, no EssentiaCare, no Humana. The 2027 files list no plan under the UCare or Essentia names and no individual Humana plan in Minnesota.

39 of 87 counties have only one or two insurer brands selling Medicare Advantage. Aitkin, Carlton, Cook, Crow Wing, Koochiching and Lake counties each have just 2 plans.

Twin Cities vs. Duluth: Hennepin County has 25 plans from 6 brands; St. Louis County has 6 (UnitedHealthcare 4, Blue Plus 1, Medica 1).

Statewide or nearly so: Medica (71 counties) and Blue Plus (55, dual plan only).

Regional: Blue Cross and Blue Shield of Minnesota (35 counties), PrimeWest Health (24) and Align powered by Sanford Health Plan (19).

Metro-focused: UnitedHealthcare, Allina Health Aetna Medicare and HealthPartners (15 counties each).

Small footprints: South Country Health Alliance (7), Quartz (3) and IMCare (1).

Start with your county. In the north, there may be only two or three plans; in the Twin Cities, there may be 25 or more.

Check your clinic and hospital first, especially if you used Essentia Health, M Health Fairview or a regional system. Search the 2027 directory for each plan you consider.

Price your drugs on the 2027 formulary. Part D out-of-pocket costs are capped at $2,400 for 2027.

If you have Medical Assistance, compare the dual plans in the table above rather than a standard plan.

Consider Original Medicare plus a supplement if no plan in your county includes your doctors; ask a licensed agent about Minnesota’s supplement rules before you drop Medicare Advantage.